thethriftledger

About The Thrift Ledger

A budget is just a plan for your money, written down. We write plain-English guides to the main budgeting methods and the small weekly habit that makes any of them work.

What we do

We publish budgeting guides, a 50/30/20 budget calculator, a side-by-side comparison of budgeting methods, the Budget Basics checklist and a free printable Monthly Budget Ledger. We send Ledger Lines to people who sign up for it, and we're preparing the Ledger Budget Spreadsheet, a paid budgeting spreadsheet.

What we don't do

  • We don't sell financial products or give personal financial advice.
  • We don't earn commissions from banks, lenders or budgeting apps.
  • We never ask for bank logins or account numbers.
  • We never sell or share your email address.

Who runs it

The Thrift Ledger is operated by Rip & Ride LLC, a Wyoming limited liability company.

Rip & Ride LLC
30 N Gould St Ste R
Sheridan, WY 82801
USA

Found a budgeting trick that finally stuck? Tell us.