thethriftledger

Coming soon

Ledger Budget Spreadsheet

A budget spreadsheet that does the math for you. Pick a layout (50/30/20, zero-based or envelopes), enter your take-home pay and bills, and record spending in the ledger. Totals, category balances and a year-at-a-glance chart update on their own.

$15 once. Instant download. 30-day refund.

Create a free account and tick "email me when the Ledger Budget Spreadsheet is available". We'll send one email when it is. No payment is taken now.

What's inside

  • Three layouts50/30/20, zero-based and envelopes.
  • Spending ledgerRunning balance, by date and category.
  • Bills calendarDue dates, amounts and autopay.
  • Savings goalsUp to ten goals with progress bars.
  • Year at a glanceTwelve months, planned vs. actual.
  • Weekly check-in tabTen minutes, five questions.

What the spreadsheet is, and isn't

It's a template for your own budget. It doesn't connect to your bank, it isn't financial advice, and we earn nothing from any bank or app. Everything you enter stays on your own device.

Questions

When will it be available?

We're finishing it now. Create a free account and choose to be notified, and we'll send one email when it's ready.

What software do I need?

It works in Google Sheets, Excel or Numbers, including on a phone.

What if it isn't useful?

Email us within 30 days of buying it and we'll refund it in full.

Will buying it add me to marketing emails?

No. You'll get a receipt and your download link. The newsletter is a separate choice.